OUR PRODUCT OFFERING.

  • Fire, Special Perils & Burglary Insurance

    This is a basic policy that covers the risk associated in event of loss or damage as a result of fire, lightning or explosion. Special perils covers risks like flood, storm and tempest. Burglary covers risks of theft including armed robbery incidents.

  • Motor Insurance

    Third Party motor insurance
    ♦ Covers Third party property damage
    ♦ Covers liability for death of or bodily injury to Third party

    Third Party and Fire Theft
    ♦ Covers Third party property damage
    ♦ Covers liability for death of or bodily injury to Third party
    ♦ Fire and theft of the vehicle insured

    Comprehensive motor insurance
    ♦ Covers Third party property damage
    ♦ Covers liability for death of or bodily injury to Third party
    ♦ Fire and theft of the vehicle insured
    ♦ Accidential damage to insured vehicle.

  • Marine Insurance

    This policy covers cargo for loss or damage to the insured property whilst in transit from exporter's country to importer's country:
    ♦ Clause "A"
    ♦ Clause "B"
    ♦ Clause "C"

  • Combined Workmen's Compensation & Group Personal Accident

    Also known as Employer's Liability Insurance , this policy covers medical expenses for an employee after any accident, 24/7, whether at work or not, all over Nigeria. Temporary and permanent disability is also covered. On death of the employee, after an accident, 42 months basic pay is paid as benefits. The amount claimable for medical expenses is unlimited but reasonable. The premium is a function of nature of work and sum insured (annual salary).
    This policy used to be compulsory before.

  • Goods-in-Transit Insurance

    For your goods to be transported from anywhere to anywhere in Nigeria (Pan-Nigeria), the rate will be based on the risk covered and volume of business.

  • Money Insurance

    ♦ Cash in safe
    ♦ Cash in transit
    ♦ Cash on premises
    ♦ Cash in personal custody.

  • Group Life Assurance

    The lives of employees are covered by this to the tune of three times of their annual total emolument as made compulsory by the law in Nigeria under Pension Reform Act (2004). The premium is calculated on the basis of age, sum insured and number of people in the group.