Our product offering
Fire, Special Perils & Burglary Insurance
This is a basic policy that covers the risk associated in event of loss or damage as a result of fire, lightning or explosion. Special perils covers risks like flood, storm and tempest. Burglary covers risks of theft including armed robbery incidents.
Motor Insurance
Third Party motor insurance
♦ Covers Third party property damage
♦ Covers liability for death of or bodily injury to Third party
Third Party and Fire Theft
♦ Covers Third party property damage
♦ Covers liability for death of or bodily injury to Third party
♦ Fire and theft of the vehicle insured
Comprehensive motor insurance
♦ Covers Third party property damage
♦ Covers liability for death of or bodily injury to the Third party
♦ Fire and theft of the vehicle insured
♦ Accidental damage to the insured vehicle.
Marine Insurance
This policy covers cargo for loss or damage to the insured property whilst in transit from exporter’s country to importer’s country:
♦ Clause “A”
♦ Clause “B”
♦ Clause “C”
Combined Workmen's Compensation & Group Personal Accident
Also known as Employer’s Liability Insurance , this policy covers medical expenses for an employee after any accident, 24/7, whether at work or not, all over Nigeria. Temporary and permanent disability is also covered. On death of the employee, after an accident, 42 months basic pay is paid as benefits. The amount claimable for medical expenses is unlimited but reasonable. The premium is a function of nature of work and sum insured (annual salary).
This policy used to be compulsory before.
We also cover risks under various specialized / customized policies like
This is the most worrying part for most clients going through or needing a turnaround; it means that incoming cash flows will change completely. We help ease these issues through fantastic financial projections and a realistic view of what can be accomplished.
Creating a list of potential qualified prospects for your service or product can be daunting when you’re beginning your business. However, this needs to be considered as a follow up on your Target Market Analysis so you can hit the ground running.
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Goods-in-Transit Insurance
For your goods to be transported from anywhere to anywhere in Nigeria (Pan-Nigeria), the rate will be based on the risk covered and volume of business.
Money Insurance
♦ Cash in safe
♦ Cash in transit
♦ Cash on premises
♦ Cash in personal custody.
Group Life Assurance
The lives of employees are covered by this to the tune of three times of their annual total emolument as made compulsory by the law in Nigeria under Pension Reform Act (2004). The premium is calculated on the basis of age, sum insured and number of people in the group.